Introduction
NameCheck API is a security tool designed to help organisations and their own customers avoid false billing scams and mistaken payments. NameCheck API can validate the owner of a recipient's bank account and whether the account details look right. Of which:
- Can reduce the risk of customer mistaken payments, scams or fraud
- Can increase operational efficiency and reduce costs you incur from preventing customer scams, fraud and mistaken payments
How it works
NameCheck by CommBank searches the Australian account details entered based on CommBank's available payment data and will then indicate whether the account details look right. For example, if we've never seen an account name used for a particular BSB and account number, we'll prompt you to take further steps to help ensure your customers are paying the intended recipient.
Security Requirements
- IP whitelisting - In order to access services provided by Commbank, you must be able to provide a list of whitelisted source IP addresses.
- Mutual TLS Authentication (mTLS) - You will need to provide a client certificate for mTLS validation.
- Oauth 2.0 - All requests are secured by the OAuth 2.0 standard. You will need to provide a client assertion to the IdP to receive the bearer token.
A detailed guide describing Oauth2 connectivity with our IdP will be provided to you during the onboarding process.
Ready to discuss your connectivity needs?
Contact us or speak to your Relationship Manager: sales.paas@cba.com.au